What is Power of Attorney?

Power of Attorney (POA) is a legal document that allows you to appoint someone you trust to make decisions on your behalf if you’re unable to do so yourself.

Types of Power of Attorney

Lasting Power of Attorney for Property and Financial Affairs

Covers decisions about:

  • Buying and selling property
  • Managing bank accounts
  • Paying bills
  • Investments

Lasting Power of Attorney for Health and Welfare

Covers decisions about:

  • Medical treatment
  • Care arrangements
  • Life-sustaining treatment
  • Where you live

Why You Need POA

Without a POA in place:

  • Family may need to apply to the Court of Protection
  • Decisions may be delayed
  • Additional costs and stress for loved ones
  • Your wishes may not be known or honoured

Choosing Your Attorney

Select someone who is:

  • Trustworthy and reliable
  • Good at managing finances (for financial POA)
  • Understanding of your wishes
  • Able to handle responsibility
  • Available when needed

Setting Up Your POA

Steps to create a POA:

  1. Decide which type(s) you need
  2. Choose your attorney(s)
  3. Complete the forms correctly
  4. Register with the Office of the Public Guardian
  5. Inform relevant parties

Conclusion

Creating a Power of Attorney is one of the most important steps in planning for your future. It ensures that someone you trust can step in to help when you need it most.